Pankaj Chaudhary, Minister of State in the Ministry of Finance
Availability of banking outlets is monitored by a Geographic Information System (GIS) based Application, namely, the Jan Dhan Darshak (JDD) App
The country has now 99.92% villages and 100% villages in the UT of Dadra and Nagar Haveli covered with banking outlets, that includes bank branch / business correspondent / India Post Payments Bank(IPPB) within a radius of 05 kms,informed Pankaj Chaudhary, Minister of State in the Ministry of Finance in Lok Sabha today.
Availability of banking outlets is monitored by a Geographic Information System (GIS) based Application, namely, the Jan Dhan Darshak (JDD) App.
Major impediments in augmentation of banking infrastructure are lack of connectivity & infrastructure alongwith non-availability of suitable premises.
Further, as per the extant RBI guidelines, rolling out of banking outlets in uncovered areas is a continuous process looked after by the State Level Bankers’ Committee (SLBC)/ Union Territory Level Bankers Committee (UTLBC), in consultation with the concerned State Government, member banks and other stakeholders.
Banks, inter-alia, consider proposals for opening banking outlets in the light of RBI’s instructions, their business plans and commercial viability. To further assess the viability for opening a banking outlet, banks carry out survey as required.