Tata AIG General Insurance Company has introduced its new healthcare variant ‘MediCare’,a flexible and all-inclusive product offering life-long renewal benefit to its customers and offers a sum insured option of up to Rs 20 lacs coverage with no sub-limit for any diseases, no co-pays and no room rent capping.
With flexibility at its core, ‘MediCare’ policy has all the salient features of an ideal health insurance such as Global Cover up to the full Sum Insured value, which empowers customers with a choice to avail treatment anywhere in the world, provided the diagnosis was made in India and the insured travels abroad for treatment; Restore Benefit Cover which automatically restores the basic sum insured upon exhaustion of the Sum Insured and accrued Cumulative Bonus, during the policy period; Bariatric Surgery for treatment of obesity and weight control; Cumulative Bonus of 50% of the Sum Insured for every claim free year accumulating up to a maximum of 100% of sum insured.
The policy covers 540+ day-care surgeries including organ donation, maternity cover with no limit on deliveries and first year vaccination expense coverage of the new born up to a limit of Rs. 10,000.
Medicare’s vaccination cover further includes expenses for Human Papilloma Virus (HPV) vaccine that helps protect women against cervical cancer, the leading cancer in Indian women and the second most common cancer in women worldwide.
Apart from pre and post-hospitalisation expenses for illness, accident, surgeries, dental treatment and hearing aid charges, ‘MediCare’ also offers compassionate travel benefit for an insured’s immediate kin up to a limit of Rs. 20,000, Ayush benefits, accidental death benefit rider and much more.