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Insurers rewrite business policies after pandemic legal tussles

New policies and renewals now define terms like “communicable disease” or “microorganism” – something existing policies often lacked, and which led to a flood of lawsuits that insurers have so far largely won.

An exclusion drafted by the Lloyd’s Market Association, for example, says insurers will not cover any claim “directly or indirectly arising out of, attributable to, or occurring concurrently or in any sequence with a Communicable Disease.”

Centre’s social media regulation lacks teeth, says Supreme Court

The top court said that there is nothing in the rules to control the inappropriate content on these platforms and without legislation it may not be possible to control it.

A perusal of the Rules indicate that the Rules are more and more in the form of guidelines and have no effective mechanism for either screening or taking appropriate action for those who violate the guidelines, the bench said in its order.

Oxford study indicates AstraZeneca effective against Brazil variant, source says

Brazil is currently confronting a brutal and long-lasting second wave of the coronavirus, hitting a daily record of 1,910 deaths on Wednesday. The P1 variant is among the factors that epidemiologists believe is contributing to a rise in cases and deaths, and there has been concern in the scientific community about the variant’s resistance to vaccines.

Surge in daily COVID-19 cases, India records over 17,000 new infections

The increase in the numbers continued to be driven by Maharashtra, which recorded the highest daily cases in 137 days with 9,855 patients testing positive for the virus.

The last time Maharashtra exceeded this number was on October 17 when the state had recorded 10,259 cases. Punjab, too, recorded a spurt in cases with 778 patients testing positive — the highest since December 6.

At 2,765, Kerala recorded the highest number of cases after Maharashtra.

India’s next phase of virus crisis likely to be localised outbreaks

Rajib Dasgupta, an epidemiologist and professor of community health at New Delhi’s Jawaharlal Nehru University, said India was witnessing a phase of “multiple epidemics within a country” where the entire population is not equally susceptible.

“In this phase, the emphasis has to be a lot more local, a lot of local capacities will be put to test,” he said.

Why world’s power grids are increasingly vulnerable to cyber attacks

“Essential state infrastructures like power grids and nuclear reactors have been and will continue to be a target of cyber attacks because modernization allows internet connectivity, which makes them vulnerable,” said Kim Seungjoo, a professor at Korea University’s School of Cybersecurity.

“It’s almost a natural instinct of hackers, especially the state-sponsored ones, to attack energy infrastructure because they can easily disrupt national security.”

Ease of Living Index:Bengaluru, Shimla best cities to live

This index was first launched in 2018 and is based on indicators across 15 evaluation criteria. These criteria include governance, identity and culture, education, health, safety and security, economy, affordable housing, land use planning, public open spaces, transportation and mobility, assured water supply, waste-water management, solid waste management, power, and quality of environment.

It provides a comprehensive understanding of participating cities across India based on quality of life, economic-ability of a city, and its sustainability and resilience.

How to protect yourself against Coronavirus variants

Masks are the single most important tool for controlling the spread of the coronavirus, aside from vaccines. Any mask is better than no mask. But since some of the new variants are more contagious, upgrading your mask is even more important now. Choose one that effectively filters airborne particles — like an N95, KN95 or KF94 — or get a surgical mask and adjust it to fit your face properly. These can better protect you from droplets and airborne particles, and they can prevent you from infecting others if you have the coronavirus.

Infosys, Accenture to cover COVID-19 vaccination costs for Indian workers

“Infosys is looking at partnering with health care providers to vaccinate employees and their immediate families as eligible,” Chief Operating Officer Pravin Rao said in an emailed statement.

For Accenture, costs for employees and dependents who are eligible and choose to receive the vaccination will be covered, the company said.

Stand-alone cyber insurance products to benefit both insurers and policyholders:S&P

Although cyber attacks and the resulting financial losses are on the rise, the cyber insurance market is underdeveloped. Cyber cover is often bundled into existing property or liability insurance policies, and in some cases, the policies do not explicitly include or exclude cyber cover at all. This gives rise to “silent cyber”, or the risk to insurers of losses from cyber-related claims on existing property or liability insurance policies.