HDFC Life, announced a bonus of ₹4,596 crore for Fy26.Bajaj Life Insurance declareds a bonus of Rs1939 crore for FY26
Mumbai:HDFC Life, one of India‟s has announced a bonus of Rs4,596 crore in the Company‟s board meeting held on 16th April, 2026, reinforcing its promise of delivering long-term value to policyholders.
This is HDFC Life‟s highest bonus declared till date and will benefit 22.2 lakh participating policyholders.
Out of the total bonus declared an estimated Rs3,761 crore will be paid out in FY’27, in the form of maturity or survival payouts. The remaining bonus will accrue to policyholders and be payable in the future, as per policy terms and conditions.
Eshwari Murugan, appointed actuary & chief actuary, HDFC Life commented: “Our annual bonus declaration is a fulfillment of our promise of creating steady long-term value, year after year, for our policyholders.”
Earlier, Bajaj Life Insurance had announced a record bonus of Rs1939 crore for FY26, it’s highest ever to date. This marks a significant 5.8 per cent increase over Rs 1,833 crore bonus declared in FY25.
The bonus will benefit over 11.89 lakh policyholders who have invested in the company’s participating products.
Policyholders with traditional participating policies that are in force as of March 31, 2026, are eligible to receive this bonus, which is declared from the surplus generated under the participating fund,
With this declaration, Bajaj Life continues have been consistently announced annual bonuses for 25 consecutive years.
Gross written premium of the company for Q4 FY26 increased by 21per cent to Rs 11,198 crore as compared to Rs 9,237 crore in 04 FY25.
The life insurer’s new business premium for 04 FY26 increased by 26% to Rs 4,757 crore as compared to Rs 3,789 crore in 04 FY25.
Renewal premium for 04 FY26 increased by 18 per cent to Rs 6,441 crore as compared to Rs 5.448 crore in 04 FY25.
Bajaj Life’s shareholders’ profit after tax during 04 FY26 stood at Rs 73 crore as compared to Rs 41 crore in 04 FY25.
Net Value of New Business (VNB), which is the key metric to measure profitability of life
insurance business, was Rs 709 crore in 04 FY26 over Rs 549 crore in 04 FY25 – an increase of 29 per cent mainly due to product restructuring, product mix and cost optimisation.
As on 31 March 2026, after share buyback of Rs 1.200 crore, solvency ratio of the company was 266 per cent, which is above the minimum regulatory requirement of 150 per cent.
The insurer’s Assets Under Management (AUM), represented by total investments stood at Rs133,563 crore as on 31 March 2026 as compared to Rs123,734 crore as on 31 March 2025, showing an increase of 8 per cent.
Bajaj Life maintained 6th rank in retail weighted received premium among private players.