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Govt approves wage and pension revision for PSU general insurance industry

by AIP Online Bureau | Jan 23, 2026 | Indian News, Non-Life, Policy | 0 comments

The wage revision for the employees of PSGICs will be effective from 01.08.2022. The overall hike in wage bill shall be 12.41% with an increase of 14% on existing Basic pay and Dearness allowance. A total of 43,247 PSGIC employees will benefit from this revision. The revision also incorporates an enhancement in NPS contribution from 10% to 14% for a better future of employees who had joined after 01.04.2010.

New Delhi:Finally, the Central Government has approved the long pending wage revision of for the workforce along with pension revision of existing pensioners of PSU general re/insurance companies.

The wage revision for the employees of PSGICs will be effective from Aug 01.2022. The overall hike in wage bill will be 12.41% with an increase of 14% on existing basic pay and dearness alowance.

A total of 43,247 PSGIC employees will benefit from this revision. The revision also incorporates an enhancement in NPS contribution from 10% to 14% for a better future of employees who had joined after 01.04.2010.

The companies are now waiting for the official notification of the new wage schemes.Sources point out that the companies have already created kitty of funds and can meet all the financial obligations immediately after the official notification.

The PSGICs include National Insurance Company Ltd. (NICL), New India Assurance Company Ltd. (NIACL), Oriental Insurance Company Ltd. (OICL), United India Insurance Company Ltd. (UIICL), General Insurance Corporation of India (GIC), and Agricultural Insurance Company Ltd. (AICIL).

Family Pension Revision

Family pension has been revised at the uniform rate of 30% from the date of publication in the official gazette, which will benefit 14,615 family pensioners out of a total of 15,582 existing family pensioners as a gesture of appreciation for their valuable contribution to the organisation.

Financial Implication

The total outgo for the six companies will be to the tune of Rs 8170.30 crore i.e. Rs 5822.68 crore towards the arrears of wage revision, Rs 250.15 crore for NPS and Rs 2097.47 for family pension.

Decision reflects Government’s continued commitment and emphasis on social security and financial well-being of employees and pensioners, said the government.

In a series of measures taken for boosting the morale of the serving employees as well as to ensure the social security of pensioners in the financial sector, the Central Government has approved the wage revision for Public Sector General Insurance companies (PSGICs) and National Bank for Agriculture and Rural Development (NABARD). Additionally, it has approved pension revision for retirees of Reserve Bank of India (RBI) and NABARD, said a government statement.

The decision reflects the Government’s continued commitment and emphasis on social security and the financial well-being of pensioners, in recognition of their long and dedicated professional service.

According the Government, the GIPSA member companies have demonstrated significant financial resilience and strategic growth over the past five years.

This period has been marked by a consistent and robust expansion of assets under management(AUM) and a strong recovery in profit after tax(PAT), underscoring strong market confidence and long-term stability.

Despite facing significant external challenges that temporarily impacted profitability, the companies rebounded effectively with remarkable turnaround through enhanced operational efficiencies and cost optimization.

This powerful recovery, coupled with sustained asset growth enables the insurers to capitalize on India’s growing insurance penetration and economic recovery which highlights the critical role played by the dedicated workforce in navigating market dynamics and driving success.

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