PAT on a 1/n basis de-grew by 9.1% to ₹ 6.59 billion in Q3 FY2026 from
₹ 7.24 billion in Q3 FY2025. PAT on n basis grew by 0.2% to ₹ 6.80 billion
in Q3 FY2026 from ₹ 6.79 billion in Q3 FY2025. Excluding impact of
Wage Code on a 1/ n basis PAT for Q3 FY2026 was ₹ 7.00 billion,
registering a de-growth of 3.3%. Excluding impact of Wage Code on a n
basis PAT for Q3 FY2026 was ₹ 7.21 billion, registering a growth of
6.3%.

GDPI of the Company on a 1/n basis was at ₹ 70.41 billion in Q3 FY2026
compared to ₹ 62.14 billion in Q3 FY2025, a growth of 13.3%, as against
the industry growth of 11.5%. Excluding Crop and Mass Health, GDPI
growth of the Company on a 1/n basis was at 16.4%, as against the
industry growth of 20.1% in Q3 FY2026.
Combined ratio on a 1/n basis was at 104.5% in Q3 FY2026 compared
to 102.7% in Q3 FY2025. Combined ratio on n basis was at 103.1% in
Q3 FY2026 compared to 102.3% in Q3 FY2025.

Excluding the impact of CAT losses of ₹ 0.11 billion in Q3 FY2026, the
Combined ratio was 104.3%. There were no CAT losses for Q3 FY2025.

Pursuant to the implementation of the Code on Social Security, 2020, effective
November 21, 2025, there was an impact of ₹ 0.55 billion in Q3 FY2026.

Solvency ratio was at 2.69x as at December 31, 2025 as against 2.73x as at
September 30, 2025 which was higher than the minimum regulatory
requirement of 1.50x. Solvency ratio was at 2.69x as at March 31, 2025.