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Air India’s Ahmedabad Crash:Re/insurers clear $125 million claims for AI’s Hull and engines

by AIP Online Bureau | Jul 30, 2025 | Indian News, Non-Life, Reinsurance | 0 comments

Indian reinsurer GIC Re had said Air India’s Ahmedabad crash claim likely to hit a total of $475 million including  $350 million of liability claims involving the compensation amount for 270 people who lost their lives due to the mishap

London/Mumbai: Global reinsurers and a few Indian general insurance companies are now ready to pay around $125 million to Air India as the first instance claims for the loss of the aircraft and engines in the June 12 the Ahmedabad  crash.  

Air India’s Ahmedabad -London Flight AI171 had crashed catastrophically near Ahmedabad on 12 June,2025  involving a Boeing 787 Dreamliner, killing 270  people, including 241 passengers and destroying the entire aircraft.

Earlier Indian reinsurer GIC Re had said Air India’s Ahmedabad crash claim likely to hit a total of $475 million including  $350 million of liability claims involving the compensation amount for 270 people who lost their lives due to the mishap.

The initial  claim amount  of $ 125 million includes  $80 million for the Hull and another $25 million for two engines.

“The aircraft had just undergone an  engine maintenance exercise and had a new engine for temporary period while the old engine was  getting serviced. That old engine will be now the property of  re/insurers who had insured Air India and they can be recover some money  by selling that engine,’’ said a reinsurer which has participated in the AI deal.  

Air India had renewed its mega $20 billion insurance policy( for Hull) and $1.5 billion liability policy with multinational AIG as the lead reinsurer since Apr 1.

Almost 95 per cent of the Air India policy has been reinsured with a clutch of reinsurers led by AIG, Axa and Allianz.

Among the primary insurers ,Tata’s general insurance subsidiary Tata AIG General Insurance  was the leader with over 40 per cent share in the policy followed by state owned New India Assurance and other PSU and private sector general insurers.

However , outgo from the primary general insurers will be minimal as the AI insurance policy has been  reinsured  by almost over  95 per cent who will be  now paying claims.

Settlement of liability claims will take some time as it involve  complicated processes including facing litigations in Indian and overseas courts..

Liability claims will be covering passenger deaths, crew, and third-party damages. The liability portion also includes compensation for individuals affected on the ground and will be governed by international frameworks such as the Montreal Convention, which allows for unlimited compensation in cases of proven airline negligence.

Among 230 passengers who were onboard, there were 169 Indians, 53 British, seven Portuguese and one Canadian. The other 12 people on board were two pilots and 10 crew members.

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