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SBI Life’s net profit rises 14% to Rs594 crore in Q1 FY 25

by AIP Online Bureau | Jul 24, 2025 | Indian News, Life | 0 comments

SBI Life’s Value of New Business (VoNB) stands at Rs.1,088 crores with a growth of 12% during the reporting period. The company’s VoNB Margin was at 27.4% in Q1FY 25

Mumbai: SBI Life Insurance, the largest private sector life insurer in the country, has recorded a profit after tax of Rs594 crores for the period ended June 30, 2025 with a growth of 14% over corresponding period last year.

Its new business premium was at Rs.7,268 crores for the period ended on 30 th June, 2025 as compared to Rs.7,033 crores for the period ended June 30, 2024.

SBI Life’s Value of New Business (VoNB) stands at Rs.1,088 crores with a growth of 12% during the reporting period. The company’s VoNB Margin was at 27.4% in Q1FY 25.

Indian Embedded value (IEV) of the insurer was at Rs. 74,257 crores with growth of 20% till June,2025.

The insurer’s individual new business premium was at Rs.4,939 crores with 4% growth over the corresponding period ended on 30 th June, 2024.

SBI Life’s protection new business premium was at Rs.980 crores for the period ended June 30, 2025. Protection Individual new business premium was at Rs.165 crores for the period ended June 30, 2025.
 
The life insurer’s solvency ratio continues to remain robust at 1.96 as on June 30, 2025 as against the regulatory requirement of 1.50.
 
SBI Life’s AUM also continued to grow at 15% to Rs.4,75,813 crores as on June 30, 2025 from Rs. 4,14,772 crores as on June 30, 2024, with the debt-equity mix of 60:40. 94% of the debt investments are in AAA and Sovereign instruments.
 
Meanwhile, it has launched the second edition of its flagship innovation initiative ‘IdeationX 2.0’. SBI Life’s IdeationX is a platform that empowers young talent to innovate and co-create solutions for real-world challenges in the life insurance industry.

Through IdeationX 2.0, the life insurer is encouraging promising talent from India’s top 100 B-schools to contribute meaningfully to the nation’s mission of ‘Insurance for All by 2047.’

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