Farmers can register through banks, common service centers, or the official portal www.pmfby.gov.in. For help with registration, claims, or documentation, they can contact the Crop Insurance Helpline at 14447
Lucknow: To protect against potential risks this kharif season, the Uttar Pradesh government has set July 31 deadline to insure crops including paddy, jowar, bajra, maize, urad, moong, tur, groundnut, soybean, and sesame.
Farmers can register through banks, common service centers, or the official portal www.pmfby.gov.in. For help with registration, claims, or documentation, they can contact the Crop Insurance Helpline at 14447.
Officials here on Thursday said under the Pradhan Mantri Fasal Bima Yojana (PMFBY), farmers pay only 2 per cent of the insurance premium, while the Central and State Governments bear the remaining premium.
The scheme, designed to offer financial protection against crop damage caused by drought, floods, storms, hailstorms, pest outbreaks, diseases, and even failed sowing, is active in all 75 districts of Uttar Pradesh.
The scheme aims to ensure income stability for farmers, protect them from risks associated with crop production, facilitate agricultural loan repayments, and strengthen the agricultural economy. By paying a minimal premium, farmers receive comprehensive coverage and guaranteed support in the event of natural disasters.
Required documents for registration include Aadhaar Card, Khatauni, Bank Passbook, and Crop details to be insured.
Farmers are told to ensure accurate declaration of crops and land details at the time of registration to avoid issues during damage assessment. They also must report any crop damage within 72 hours to the nearest crop insurance center, Agriculture department office, or through the helpline (14447) to ensure timely claim processing. Farmers have also been directed to keep Aadhaar, Farmer ID, and relevant land/crop documents ready while contacting the helpline.
The government has urged all farmers to take full advantage of the scheme by getting their notified crops insured before July 31. Crop insurance not only protects the farmer’s income but also strengthens their confidence and resilience against uncertainties in the agricultural sector.