ICICI Lombard General Insurance, the largest private sector non-life insurance company in the country, has rolled out a host of offerings for its health indemnity customers, in light of the coronavirus pandemic.


The additional benefits and relaxations have been arrived at, keeping in mind the challenges faced by customers due to Covid-19 pandemic and the associated lockdown,The additional benefits, offered at no extra cost, should enable our policyholders to derive maximum benefit from their health insurance cover.” said Sanjeev Mantri,executive director, ICICI Lombard GIC. . 


New additions at glance:

-Waiting period on new policies has been reduced to 15 days (from 30 days earlier) for COVID-related inpatient claims

-The reduced waiting period is being offered without any increase in premium.

-It will apply to all health indemnity policies including Complete Health Insurance, Health Booster, Healthcare Plus, and Group Health Insurance plans.


Home Healthcare benefit

-As part of this offering, customers can get themselves treated at home instead of having to avail hospitalization to avail insurance claim.

-This will significantly benefit those customers who wish to avail treatment for any ailment in the safe environment of their home, rather than a hospital, thereby ensuring social distancing.

– Continuation of ‘No Claim Bonus’ even in the event of a Covid-19 related claim

-Additional Sum Insured (ASI) accrued in the policy will not be impacted, if the insured is hospitalised due to Covid-19 thus providing much-needed financial relief to customers.

-The said benefit will be provided in ICICI Lombard’s Complete Health Insurance and health booster plans.