A customer between 56 to 75, after meeting the underwriting eligibility, can buy the plans and if an existing customer pay premium annually even after reaching 75, the cover will continue for him/her till death
The sum insured options range from Rs. 3 lacs to Rs 50 lacs
Mumbai:
Standalone health insurer ManipalCigna Health Insurance today announced the launch of its new health insurance plan ‘ManipalCigna Prime Senior’, specifically designed for senior citizens to access quality healthcare they need for the golden years of life.
The new plan gives flexibility with lower waiting periods and provides coverage for pre-existing disease conditions from 91st day onwards.
Prasun Sikdar, managing director and CEO, ManipalCigna Health Insurance said, “The new plan is designed after considering the various problems that people face in the golden years of their life. They may have suffered from medical complications earlier or may have an income problem as most of them are living on their retirement funds. understanding the evolving needs of seniors and the rising medical inflation, we have launched ManipalCigna Prime Senior.
Prime Senior plan provides top-notch facilities including Pre-Hospitalisation, Post-Hospitalisation cover, Road and Air Ambulance facility, Coverage for Donor expenses, Domicile and Day-care facilities among the wide range of benefits.
The sum insured options range from Rs. 3 Lacs to Rs. 50 Lacs at an affordable price, to provide senior citizens with complete peace of mind, knowing that they have access to quality healthcare when they need it most.
A customer between 56 to 75, after meeting the underwriting eligibility, can buy the plans and if an existing customer continues to pay premium annually even after reaching 75, the cover will continue for him/her till death.
A 75 year old customer has to pay Rs 44,000 to get a cover of Rs 10 lakhs, said an official of the company adding that the company is also working out on a products to cover cancer for an existing cancer patient.
ManipalCigna Prime Senior’ plan comes in two different variants ‘Prime Senior Classic’ and ‘Prime Senior Elite’.
The Prime Senior Classic plan is developed with an aim to offer coverage for a wide
range of items to the insured seeking an all-inclusive, comprehensive yet value-for-money coverage, benefiting the seniors in their illness and wellness journey, and protecting their finances.
Prime Senior Elite, on the other hand, is an enriched plan that enhances the advantages offered by the
Classic plan and provides a variety of extra features, such as daily cash for shared accommodation, premium waiver benefit, guaranteed health checks and bonuses, and more, to ensure that the insured seniors receive the best possible care.