As many as 5,177 life insurance claims for Rs 30,000-life cover provided under the Pradhan Mantri Jan-Dhan Yojna (PMJDY) were received since the scheme's inception, a query under the Right to Information has revealed. 


As of January 12, 2018, there are 30.93 crore Jan-Dhan accounts, according to the reply by the Financial Services Department of the Ministry of Finance to an RTI query by Neemuch-based activist Chandrashekhar Gaud. 


"All eligible PMJDY a/c holders who have their accounts during the period from 15-8-2014 to 31-1-2015 are covered under the life insurance cover of Rs 30,000. 


"As of 12-1-2018, 4,543 claims have been paid under PMJDY for life cover of Rs 30,000 and the claim amount paid is Rs 13.62 crore," the reply added. 


It also said that under the PMJDY, government received 3,324 claim applications under the RuPay card-linked accidental insurance cover, and Rs 23.40 crore were paid to 2,340 eligible claimants. 


Accidental insurance cover of Rs one lakh is provided to a Jan-Dhan account-holder under the PMJDY. 
Prime Minister Narendra Modi had formally launched the PMJDY on August 28, 2014.