Prasun Sikdar, managing director and CEO, ManipalCigna Halth Insurance
The product offers cashless services even for OPD expenses, industry first feature `Switch Off’ that allows customers to switch off the cover while travelling abroad from second year onwards, for a maximum period of 30 days in a policy year
Mumbai:
ManipalCigna Health Insurance today announced the launch of ‘ManipalCigna ProHealth Prime’ plan covering all types of hospitalization expenses like cashless OPD , expenses for doctor consultation, prescribed diagnostic tests and pharmacy expenses,
It covers “Non-medical Expenses” to ensure there are zero deductions towards non-medical items during hospitalization and many more such enticing benefits.
Prasun Sikdar, managing director and CEO, ManipalCigna Halth Insurance ,“We conducted a thorough research and identified some of the major issues which the customers are facing and expect solutions from health experts like us.”
For example, in India, out-patient department expenses which includes doctor consultations, lab tests and pharmacy expenses accounts for nearly 62 per cent of healthcare costs, not only that, non-medical expenses amount to around 10 per cent to 12 per cent of the overall hospitalization bills that are paid as out of pocket, he said.
The product offers cashless services even for OPD expenses, industry first feature `Switch Off’ that allows customers to switch off the cover while travelling abroad from second year onwards, for a maximum period of 30 days in a policy year and most importantly the plan covers all hospitalization expenses whether medical or non-medical to take care of customer’s everyday healthcare needs.
The product also has a specific plan, for lives suffering from the medical conditions such as diabetes, obesity, asthma, high blood pressure and high cholesterol. The affected customers need not wait for long, as the pre-existing disease waiting period for these listed conditions is only 90 days.
The plan also offers customized healthcare solutions to safeguard the customers from all types of healthcare expenses even beyond hospitalization and offers sum insured of up to 1 crore with lifetime renewability,