“Indian consumers have a real trust deficit in insurance. With Kiwi, we’re using technology and AI to solve the problems of affordability, reach, and convenience,“ Nilesh Garg,chairman,founder, Kiwi Insurance
Mumbai:Bengaluru based Kiwi General Insurance, backed by Westbridge Capital, has commenced operations,on Thursday, in India’s non-life insurance market.
The company, which will be the 22nd multi-line private sector general insurer, has launched its motor products and is targeting gross written premium (GWP) of ₹200–300 crore in FY 27.
Westbridge Capital is also the majority shareholder in Star Health Insurance, the largest stand alone health insurance company in the country.
The insurer, which received its licence from the Insurance Regulatory and Development Authority of India (IRDAI) in March 2026, has been founded by insurance industry veterans Neelesh Garg, who was heading Tata AIG General Insurance and Saurav Jaiswal.
Built on a fully proprietary technology platform, the company aims to differentiate itself through technology-led underwriting, personalised pricing and a stronger focus on claims experience.
“Indian consumers have a real trust deficit in insurance. With Kiwi, we’re using technology and AI to solve the problems of affordability, reach, and convenience,“ said Garg,chairman,founder, Kiwi Insurance.
“If someone has to make a claim, they are already having a bad day. We are building Kiwi to get them through it as fast as possible.” said Jaiswal, managing director & CEO, Kiwi Insurance.
With Kiwi Insurance, there are now 35 non-life insurance companies operating in India.