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RBI board approves risk-based deposit insurance framework for banks

RBI board approves risk-based deposit insurance framework for banks

by AIP Online Bureau | Dec 19, 2025 | Banking & Bancassurance, Indian News, Regulation, Risk Management

“It is proposed to introduce risk-based deposit insurance premium with the currently applicable flat rate of premium as the ceiling. This will incentivise sound risk management by banks and reduce premium to be paid by better rated banks,” Sanjay Malhotra,...

PM Modi to address depositors in bank deposit insurance programme tomorrow

by AIP Online Bureau | Dec 11, 2021 | Banking & Bancassurance, Indian News, Regulation

“Deposit insurance covers all deposits such as savings, fixed, current, recurring deposits, etc. in all commercial banks, functioning in India. Deposits in State, Central and Primary cooperative banks, functioning in States/Union Territories are also...

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