Category:

Regulation

IRDAI forms panel to explore possibility of an “Indian Pandemic Risk Pool”, to address BI risks arising out of a Pandemic event

There is a need to examine long-term solutions to address the various risks which have been triggered by the current pandemic and offer protection in case of a future similar crisis.Some of the risks like Business Interruption losses without concurrent material damage loss,loss of employment would result in huge losses much beyond the capacity of government /insurers /reinsurers, said IRDAI.

The panel will examine the the need for setting up a Pandemic Risk Pool giving rationale for the same,recommend the structure and operating model for the Pool within eight weeks. .

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BOCI writes to IRDAI for extension of vehicle insurance validity

Owners pay about Rs 1 lakh per year towards insurance premium for a bus, and for premium buses it might go up to Rs 2 lakh, he added.

The vehicles have been grounded since lockdown, therefore third-party damage is ruled out. Since a major part of the premium amount is paid towards third-party damage, the insurance companies should increase validity equal to the number of lockdown days, BOCI said.

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Lloyd’s calls for state-backed ‘Black Swan’ reinsurance

The Black Swan cover could be used to ensure payments after catastrophes such as a cyber attack or solar storm destroying critical infrastructure, as well as for pandemics, Lloyd’s said in a report published on Wednesday.

“Our concern is you solve for pandemic and you don’t solve for the next disaster,” Lloyd’s Chief Executive John Neal told Reuters.

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Can’t expect poor patients to give proof for free treatment: Bombay HC

The court on Friday was hearing a plea filed by seven residents of a slum rehabilitation building in Bandra, who had been charged Rs 12.5 lakh by K J Somaiya Hospital for COVID-19 treatment between April 11 and April 28.

The bench of Justices Ramesh Dhanuka and Madhav Jamdar directed the hospital to deposit Rs 10 lakh in the court.

The petitioners had borrowed money and managed to pay Rs 10 lakh out of Rs 12.5 lakh that the hospital had demanded, after threatening to halt their discharge if they failed to clear the bill, counsel Vivek Shukla informed the court.

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