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RBI faults Indian insurers’ high-cost distribution strategies

RBI faults Indian insurers’ high-cost distribution strategies

by AIP Online Bureau | Dec 31, 2025 | Eco/Invest/Demography, Health, Indian News, Intermediaries, Life, Regulation, Technology

Premium growth in the Indian insurance industry has been increasingly driven by high-cost distribution-led strategies rather than operating efficiency. In non-life sector, commission growth has significantly outpaced other operating expenses, the RBI said mentioned in...
Domestic reinsurance capabilities through regulatory incentives need to augmented:RBI

Domestic reinsurance capabilities through regulatory incentives need to augmented:RBI

by AIP Online Bureau | Dec 31, 2025 | Eco/Invest/Demography, Indian News, Non-Life, Regulation, Reinsurance, Risk Management

In its Financial Stability Report, the central bank has cautioned the growing reliance on cross-border reinsurance suggests that the domestic market’s capacity may not be keeping pace with the specialized or large-scale risk transfer needs of Indian insurers,...

by AIP Online Bureau | Dec 31, 2025 | Workplace/Employee Benefits

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by AIP Online Bureau | Dec 31, 2025 | Workplace/Employee Benefits

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by AIP Online Bureau | Dec 31, 2025 | Workplace/Employee Benefits

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