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  IRDAI chief cautions India Inc on Cyber Risks, 14 general insurers issue 38,000 individual cyber covers

Khuntia was addressing “ The Global Cyber Insurance Summit 2021”,the first -ever such international event organised virtually, on Friday,by GIC Re, Data Security Council of India and City of London Corporation, to identify and discuss leading cyber risks faced by corporates

According to a senior Marsh India official , not more than 400 to 500 Indian corporates that have bought cyber policies 

The average policy size of a cyber insurance policy, in the BFSI segment, ranges from $ 1-50 million while a few have taken covers for $ 300 million and the largest policy size in this segment is at $ 400 million. 

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IRDAI rejects insurance brokers’ demand for life time licenses

IRDAI rejects insurance brokers’ demand for life time licenses

`One of the demands of the brokers was to have their licenses in  perpetuity. We can’t accept it.                                      The current system, where each broker has to renew his license in every three years, is perfectly fine. Even,in some countries, the insurance brokers need to renew their licenses in every two years.’’said Subhash Chandra Khuntia, chairman,IRDA  whiile  addressing the 17th Annual Insurance  Insurance Brokers’ Summit organized by Insurance Brokers Association of India (IBAI)

I

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OUTLOOK 2021: Regulatory challenges abound for U.S. insurers as Biden takes over, pandemic rages

While a major overhaul of insurance regulation has been ruled out, and Biden’s primary insurance-related focus is expected to be on healthcare, experts say life and property-and-casualty insurers will also need to prepare for an increase in regulatory attention from the new administration as it rushes to temper the impact of the COVID-19 pandemic.

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RBI says it is open to exploring possibility of digital version of fiat currency

“In India, the regulators and governments have been sceptical about these currencies and are apprehensive about the associated risks.”Nevertheless, the RBI is exploring the possibility as to whether there is a need for a digital version of fiat currency and in case there is, then how to operationalise it,” the RBI said in its booklet on ‘Payment Systems in India — Journey in the Second Decade of the Millennium’.

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Irdai panel for separate payments of vehicle, insurance premium

The committee recommended that the customer should make payment to the insurance company directly which is facilitated by the MISP.

”MISP shall not collect the insurance premium amount in its own account and then transfer the same to the insurance company,” it added.

According to the report, the motor insurance business sourced by MISPs through brokers and insurers put together constitutes around 25 per cent of the total motor insurance business or around 11.25 per cent of the overall general insurance business.

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Pay business insurance claims or face enforcement, UK watchdog says

“Where we see that insurers are not meeting the expectations set out here, we will use the full range of our regulatory tools and powers to ensure they do so,” the FCA’s executive director for consumers and competition Sheldon Mills said in a letter to insurers’ chief executives.

The watchdog brought the test case on behalf of policyholders last June, saying it could affect 370,000 policyholders and 60 insurers, paving the way for an estimated 1.2 billion pounds ($1.6 billion) of claims.

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