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Insurers’ response to COVID-19 pandemic has damaged their reputation, finds GlobalData

Ben Carey-Evans, Insurance Analyst at GlobalData, comments: “The pandemic has undoubtedly been an extremely difficult situation for insurers. Claims in some lines have soared and a lot of lines have become hard to insure. The biggest factor behind the industry’s reputational damage is likely to be the legal battles around business interruption claims throughout 2020.

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Reinsurance rate increases continued for most major lines and territories during July 1 renewals:Willis Re

Momentum continued in the catastrophe bond market, which saw around US$6 billion of new issues in the second quarter of 2021, outstripping all new cat bond capacity issued in 2019. Significant investment inflows have narrowed margins and encouraged new cat-bond cedants.
James Kent, Global CEO of Willis Re, said: “The global reinsurance market is moving towards an equilibrium. Reinsurers, backed by resilient investors delivering an increasing capital base, are robust and well positioned to provide the long-term support their clients expect and need. However, we are approaching the top of a cycle which we believe is unlikely to precede a precipitous and damaging decline in rates. Instead, the market is likely to retain its discipline in order to maintain the balance it has achieved over the past couple of years especially with the full picture of losses from COVID-19 and prior year liability lines still to emerge.”

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Cyber laws, rules, and guidance must be workable, risk-based, clear, transparent, and consistently applied across companies and jurisdictions:US Insurers

Insurance is an important economic recovery resource for victims of ransomware attacks.  Prohibitions on the reimbursement of legal ransom payments presents potential unintended consequence such as eliminating a meaningful risk management resource.
Insurance policy and underwriting activities should not be misconstrued as cybersecurity risk assessments, which provide the insured with confidence that their security measures are sufficient to avoid or eliminate ransomware attacks. 

Insurance is an important economic recovery resource for victims of ransomware attacks.  Prohibitions on the reimbursement of legal ransom payments presents potential unintended consequence such as eliminating a meaningful risk management resource. 
Like a customer’s decision on how to manage cyber risk, insurers must also be able to determine their risk appetite through careful underwriting and appropriate coverage offerings.  

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People in states with high PM2.5 levels more likely to get COVID-19: Study

Sixteen major cities, including Delhi, Mumbai, Chennai, Bangalore, Kolkata, Pune, Ahmedabad, Varanasi, Lucknow and Surat, reported the highest number of COVID-19 cases, and PM2.5 emissions are also higher in these areas due to fossil fuel-based anthropogenic activities, it said.

PM2.5 refers to fine particles which penetrate deep into the body and fuel inflammation in the lungs and respiratory tract, leading to the risk of having cardiovascular and respiratory problems, including a weak immune system.

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Why Mukesh Ambani’s gigafactory for hydrogen could be a game-changer

Zero-carbon electricity will be instrumental in decarbonizing, but it can only go so far, and we’re still quite a ways away from there. Power sector emissions flattened out early last decade, and almost certainly peaked for good in 2018.
Greater demand for renewable power will drive that curve down further, which will in turn incentivize its use in any process that can substitute electricity for something that creates greenhouse gas emissions.

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