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Life

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IRDAI unveils `Standard Individual Immediate Annuity Product”, to be mandatorily offered by life insurers from Apr 1

The entry age for a customer to buy an annuity product is 40 years and maximum age is 80 years.The minium annuity amount under the proposed  policy will be Rs. 1000 per month, Rs. 3000 per quarter, Rs. 6000 per half year and Rs. 12000 per annum.
Though pricing is left to the insurers, annuity rates should be derived based on actuarial principles and ensure that such annuity rates are fair and reasonable to customers.
Soon customers, needing pension products, could get an opportunity to buy guaranteed return products from the National Pension System (NPS) for building their retirement corpus. So far, the NPS has remained a market-linked pension scheme.

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Growth in health and protection biz to soften Covid-19 economic pressures on Indian insurers:Moody’s 

“Resilient sales of health and protection policies reflects rising consumer awareness of these products during the coronavirus pandemic, as well regulator’s actions enabling insurers to offer protection against the virus. Indian insurers have also rapidly developed their digital offering during the pandemic.Over the longer term we expect the industry to benefit as the government injects capital into publicly owned insurers, and as private insurers reinforce their solvency through a combination of capital raising and M&A, said Moody’s analysis on Indian insurance sector.

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Siddhartha Mohanty appointed as LIC’s MD, to be a front-runner for corporation’s chairmanship

Mohanthy will be clear-cut front-runner for the post of LIC chairman, after MR Kumar retires in June end after reaching 60, as he will be the only serving MD in the corporation,who will be having two years of residual services, which is one of the eligibility criteria for any contender to be considered for the top post at LIC.     

Headed by Kumar, chairman,the corporation has currently has four MDs out of which three MDs will be retiring within the next year

.After Susheel Kumar, Vipin Anand and Mukesh Gupta will be retiring in July and Oct respecitively.. . 

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DHFL resolution: Lenders approve Piramal”s $ 5 billion bid

Its large lenders are SBI, including SBI Singapore with Rs 10,083 crore exposure. Others are Bank of India (Rs 4,125 crore), Canara Bank (Rs 2,681 crore), NHB (Rs 2,434 crore), Union Bank (Rs 2,378 crore), Syndicate Bank (Rs 2,229 crore), Bank of Baroda (Rs 2,075 crore), Indian Bank (Rs 1,552 crore), Central Bank (Rs 1,389 crore), IDBI Bank (Rs 999 crore) and HDFC Bank (Rs 361 crore). 
 

The company has also exposures from insurance companies including Life Insurance Corporation and New India Insurance which have already taken hits on the account by showing it as a non-performing assets… 

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