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Eco/Invest/Demography

Trump warns China of consequences,Australia demands coronavirus enquiry

“If it was a mistake, a mistake is a mistake. But if they were knowingly responsible, yeah, I mean, then sure there should be consequences,”U.S. President Donald Trump

Australia’s foreign minister, Marise Payne, said her concern about China’s transparency was at a “a very high point”.

“The issues around the coronavirus are issues for independent review, and I think that it is important that we do that,” Payne told ABC television.

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IRDAI directs insurers to settle all COVID 19 claims in 2 hrs

– Decision on authorization for cashless treatment shall be communicated to the network provider (hospital) within two hours from the time of receipt of authorization request and last necessary requirement from the hospital either to the insurer or to the TPA whichever is earlier,

-Decision on final discharge shall be communicated to the network provider within two hours from the time of receipt of final bill and last necessary requirement from the hospital either to the insurer or to the TPA whichever is earlier,

– Insurers have to issue appropriate guidelines to their respective Third Party Administrators.

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Govt plans“Pandemic Pool” covering income loss of vulnerable section of the economy

The proposed “Pandemic Pool’’ will facilitate the transfer of the loss of income risk to the extent possible and can guarantee a regular pay-out for a specific time frame to these affected individuals so that liquidity can be maintained in the economy and people of the lower strata can sustain the crisis.The state government concerned at its level can sort insurance protection for this vulnerable section of the society. The economic risk associated with such outbreaks can thus be transferred to the insurance. 

The concept such a Pandemic Pool has recently been mooted by the Axa Re,the French multinational insurance company, said the central government sources. 

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Some life insurers hit pause on older Americans during coronavirus crisis

Some insurers are also suspending applications for people in their 60s who previously may have been eligible for coverage despite common health problems such as diabetes or asthma.

Insuring older Americans can be a big risk for U.S. life insurers under the best of circumstances, but it brings in hefty premiums. A healthy 40-year-old woman pays about $180 annually for a $250,000 15-year term life policy, while a healthy 70-year-old woman pays $2,244, or 1,146% more, according to online brokerage Policygenius.

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Govt approval must for all FDIs from neighbouring countries including China

The note states: “A non-resident entity can invest in India, subject to the FDI Policy except in those sectors/activities which are prohibited. However, an entity of a country, which shares land border with India or where the beneficial owner of an investment into India is situated in or is a citizen of any such country, can invest only under the Government route.”

The new rules will also apply to ‘the transfer of ownership of any existing or future FDI in an entity in India, directly or indirectly,’ the DPIIT has said.

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COVID-19 Pandemic:China’s claim payments amount to $17.4 million as of April 10

At the direction of the Chinese government, domestic insurers started selling business interruption insurance to cover Chinese enterprises against disruptions from the coronavirus outbreak,
The policies are aimed at supporting the resumption of production and work within the Chinese economy after a lockdown to contain the spread of the coronavirus, said Fitch 

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