Category:

Risk Management

Bermuda’s “resilient” re/insurance market continues to meet global clients’ needs amid COVID-19

“The re/insurance industry excels in time of disruption and catastrophes—managing risk during natural and man-made disasters is our strength,” said John M. Huff, President & CEO of Association of Bermuda Insurers & Reinsurers (ABIR), noting the Bermuda market is well capitalized and works closely with regulators and policy makers globally on the economic potential of any significant events. “The industry has a proven track record of responding successfully during critical moments in history and we will continue to do so as the world faces and recovers from the COVID-19 pandemic.”

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Cyber Security&Covid-19

If you have effective cyber incident response, crisis management and/or business recovery plans in place, it is important to review them in light of your new operating environment. Can you access all the equipment you will need to test or reset? Is your data still being backed up to a secure site? Can your users still effectively report phishing or other indicators of cyber incidents? How are you going to maintain communication between the key crisis managers if all your laptops and mobiles get encrypted with ransomware? If your plan isn’t tested yet, now may be the wrong time to start – but at a minimum do all the relevant staff at least have a clear understanding of the plan, and how your current situation has altered it?

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EMI moratorium fraud: banks asking customers to be alert, not to share OTP with imposters

Asking customers to protect their financial details, Axis Bank said in an e-mail to customers said fraudsters have started a new modus operandi to gain access to banking details.​​​​​​​Imposters may contact you to help postpone your EMI payments and request you to share OTP, CVV, password or PIN related to your banking accounts, it said.
“Stay aware! If the details are shared, the fraudster can have unwarranted access to your banking information leading to financial loss. Beware of EMI Moratorium Frauds!,” Axis Bank said.

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India asks TikTok, Facebook to remove users spreading coronavirus misinformation

In a statement, TikTok said it was “actively working with the government to support” their efforts to fight misinformation, while proactively working towards elevating credible information related to COVID-19 on its platform.

Facebook told Reuters it was taking “aggressive steps to stop misinformation and harmful content from spreading on our platforms”. It said it will remove misinformation about COVID-19, the respiratory disease caused by the coronavirus, that could contribute to imminent physical harm.

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Coronavirus Pandemic: Short-term closure of plants or premises can pose risks for companies:AGCS Study

“We already see a number of losses that occur on holidays or weekends when employees are not largely present on sites or premises,” says Ralf Dumke, Regional Head of Risk Consulting Property, AGCS Central & Eastern Europe: “The production and operating shutdowns currently being caused by the coronavirus pandemic can also bring increasing hazards for businesses.

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EU states step in where trade credit insurers fear to tread

Without insurance, companies can be reluctant to buy or sell goods or services to others, with a rise in insolvencies expected among European firms forced to halt operations due to lockdowns aimed at slowing the coronavirus pandemic’s spread.

Atradius, which like rivals Coface and Euler Hermes sells protection to companies against the risk of default by their customers, forecasts a 2.1% rise in insolvencies in western Europe this year, compared with a 0.2% fall in 2019.

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IRDA bans Capital Gearing treaties by insurers

Insurers who are having such treaties on their books as on the date of issuance of this circular shall take the following  steps-

 -Submit board approved action plan to the IRDAI on or before 30th June, 2020 for phasing out the treaties along with timelines such that it complies with the Solvency Stipulations. 

-The plan of action will also  include assessment of requirement of  capital infusion and sources of funds for the capital infusion so required due to prospective closure of these Capital Gearing treaties.

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Swiss Re, Zurich insurance in talks with Swiss regulator about Coronavirus Impact

Insurers — as well as the re-insurers who take up their losses — are assessing the cost of disruptions related to the virus – which has claimed the lives of more than 10,000 and put swathes of the U.S. and Europe on lockdown. The industry has worked to reduce its exposure to pandemics since the 2003 outbreak of SARS in Asia. Over recent years, that’s included tightening their policies by inserting communicable-disease exclusions in contracts.

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RMS appoints Michael Steel as global head of business development

Steel said, “The insurance industry is at a key inflection point in terms of harnessing advances in data, analytics, and technology. RMS has always been the leader in catastrophe modeling and the significant investments it is making in technology solutions will assist the industry to navigate through this transformation. I am excited by the direction and potential of RMS, and in our ability to deliver, innovate, and grow.”

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