Category:

Risk Management

Alamelu Panel favours setting up of a Loss Prevention body for the general insurance industry, will aid reduction of premiums

The panel has suggested that the proposed company should be promoted by the IRDAI as well as the industry.

The company may start working on promoting safety and loss prevention in the areas of Property Insurance and motor Insurance to begin with and can expand into all areas of general insurance as well as health insurance in the future.
`The existing loss control practices of the insurers are incidental to the primary function of underwriting. Needless to state reducing the frequency and severity of losses would benefit both insurers and insureds, as the overall burning cost and consequently the premium rate would come down;,said the report prepared by the working group..

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Trump says he is considering pardon for leaker Edward Snowden

Some civil libertarians have praised Snowden for revealing the extraordinary scope of America’s digital espionage operations including domestic spying programs that senior U.S. officials had publicly insisted did not exist.

But such a move would horrify many in the U.S. intelligence community, some of whose most important secrets were exposed. Trump has harshly criticized past leaders of the U.S. intelligence community and FBI, and on Thursday took aim at the bureau’s current director Christopher Wray, his own appointee.

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Who pays for Mauritius oil spill and how much?

Under the 2001 International Convention on Civil Liability for Bunker Oil Pollution damage, which is referred to as the BUNKER convention and has been administered by the International Maritime Organization (IMO) since it came into force in 2008, the owners of vessels are responsible for damage caused by oil leaks. That means Nagashiki rather than Mitsui OSK is liable.The Wakashio is insured by Japan P&I Club, the country’s only organization that underwrites protection and indemnity insurance for ocean going and coastal vessels. On Wednesday, a spokesman for Japan P&I said it was “trying to make internal estimates” for how much the clean up would cost.

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Facebook removes 7 mn posts for sharing false information on Covid-19

The world’s biggest social media company removed about 22.5 million posts containing hate speech on its flagship app in the second quarter, up from 9.6 million in the first quarter. It also deleted 8.7 million posts connected to extremist organizations, compared with 6.3 million in the prior period.

Facebook said it relied more heavily on automation technology for reviewing content during the months of April, May and June as it had fewer reviewers at its offices due to the Covid-19 pandemic.

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Global insurance losses from natural catastrophes and man-made disasters at $ 31 billion in H1 2020:Swiss Re

Global insured losses from natural catastrophes rose to USD 28 billion in the first half of 2020 from USD 19 billion the year before, while insured losses from man-made disasters decreased to USD 3 billion from USD 4 billion.

Secondary perils primary loss drivers once again In the North America, severe convective storms (thunderstorms with tornadoes, floods and hail) caused insured losses of over USD 21 billion in the
first half.

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