Category:

Regulation

IRDA approves revised reinsurance regulations

The revamped regulations aim to ensure that maximum reinsurance business is retained within the country and preference would be given to Indian domiciled entities — with the first right of refusal lying with the GIC Re and then cascading down to foreign reinsurers (FRBs) and other ‘Indian reinsurers’. The spillover should be placed with cross border reinsurers (CBRs), fulfilling certain laid-down criteria.

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Aadhaar not mandatory for opening bank accts, insurance policies & mobile connections:SC

The Court struck down down section 57 of Aadhaar Act  preventing  the use of Aadhaar number for establishing the identity of an individual for any purpose, whether by the State or any body corporate or person. “Minimal demographic & biometric data of citizens are collected by the UIDAI for Aadhaar enrolment. Aadhaar number given to a person is unique & can’t go to any other person” said the SC. Now, Aadhaar cannot be mandatory for mobile connections but is maded mandatory for Income Tax returns.

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Compulsory personal accident cover hiked to Rs 15 lakh, premium rises to Rs 750

Earlier while giving verdict while disposing a  MACT(Motor Accident Claims Tribunal)  case in Oct 2017, the Madras High Court had asked the IRDAI to enhance the CPA  cover from the existing Rs 1 lakh to at least not less than Rs.15 lakh so that the amount of will add to  some succor or solace to the victims of road accidents, who are the owner of the vehicle, who may incidentally sustain bodily injury or death

 

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IRDAI Board to meet on Sep 27, to review reinsurance regulations

“We would be very happy if some of the basic problems in the existing reinsurance regulations are addressed by the IRDAI soon as they are highly uneven and favour only GIC Re in terms of right to  refusal. What is the point of opening the market and not allowing us a fair play ? We are investing six to  seven time more  capital than that regulations require us to do. A lot of reinsurance business is also going out of the country to the offshore reinsurers that can be retained in the country.’’ said an official of a global reinsurance company that has operations in India.

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