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Pension & Social Security

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Tatas and Max Life Insurance foray into pension sector, apply for licenses to become pension fund mangers

Axis bank also wants to set up a company as Pension Fund Manager and is waiting for approvals from Reserve Bank of india (RBI) which may be completed  in next 15 days.
So far, NPS has seen a 60% jump in NPS onboarding in the first six months of this financial year and our returns (in CAGR) is more than 10%  over a period of 12 years. The total corpus has grown to Rs. 6.67 trillion and the total number of subscribers is 4.60 crores as on 25th September, 2021.

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Investors with $4 trln assets aim to tackle Asian firms on climate change goals

The six investors include BMO Global Asset Management EMEA, Fidelity International, Dutch pension fund PGGM, Britain-based Local Authority Pension Fund Forum, Aviva Investors and Legal & General Investment Management.

Initial engagement will focus on carbon risk and coal at banks and coal-exposed power companies, the group of investors, facilitated by Singapore-based advisor Asia Research & Engagement (ARE), said in a statement.

The move comes as investors become more active in the field of environmental, social and corporate (ESG) governance, helping to shape firms’ climate commitments to better manage that risk for their clients. ESG-related steps they have taken include backing activist shareholder resolutions and voting on board members and remuneration.

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COVID-fuelled child labour crisis spurs call for global social protection fund

The pandemic has pushed many countries – from the United States to Rwanda – to spend trillions of dollars on short-term measures, including payments to businesses and poor families, to cushion their populations from economic shocks. A fraction of this cash could be used to start a fund offering basic income like cash transfers to the poor, pensions for the elderly and disability, unemployment and child benefits, campaigners said at an online event.”Social protection is absolutely fundamental,” said Sharan Burrow, general secretary of the Brussels-based International Trade Union Confederation. “If we have a fund to build those social protection systems for the 55% of the world’s people who have no social protection, and for the 72% who have little or no social protection, then it returns money and jobs to the economy,” she said.

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One crore registered on e-Sharm portal, says Teli, urges unions to spread awareness

This portal will cater to all unorganised sector workers, including construction workers, migrant workers, gig and platform workers, street vendors, domestic workers, agriculture workers, milkmen, fishermen, truck drivers etc.

”Each registered worker will be given an e-SHRAM card with unique Universal Account Number (UAN) which will allow him/her to access the benefits of the various social security schemes through this Card across the country and will aid the delivery of the social security schemes,” Minister of State for Labour and Employment Rameshwar Teli stated.

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China launches wealth management product pilots for retirement in four cities

Last month, China set up a state pension company with registered capital of 11.2 billion yuan, with 17 bank-affiliated wealth management units, insurers and state institutions taking stake, to help boost funds for retirees.

Despite looming changes, China’s retirement age is 60 for men and 55 for women, civil servants and white-collar workers.

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UK’s Sunak wants insurers to explore products for social care costs

Social care refers to long-term health care outside hospitals.Sunak has asked officials to work with insurers to consider “new products” that can help with social care costs, the treasury source said.

“We’re hopeful that in time the cap on costs will provide the clarity insurers need to create new products,” the source said.

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Atal Pension Yojna most popular social security scheme under NPS system

Out of 4.2 crore National Pension System (NPS) subscribers, over 66 per cent or 2.8 crore opted for the APY at the end of 2020-21, says the annual report of the National Pension Systems Trust (NPS Trust).The State Government Scheme ranks second with 11 per cent share, while the central autonomous bodies (CAB) continued to account for the least number of subscribers of NPS with a share of 1 per cent, followed by state autonomous bodies (SAB) with a share of 2 per cent.

“APY is the most subscribed plan among non-metro subscribers. This also reflects the demographic pattern in the country, where more unorganized population segments reside in the non metros, thus accessing the NPS self-initiated plan,” the report said.

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