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Life

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IRDAI cautions Reliance Nippon Life on expense management

-According to the IRDAI rulings on Friday , the insurer has neither furnished the Certificate from the appointed actuary nor demonstrated that the interest of the policyholders was not affected due to the excess of expenses over the prescribed limits. 
-The insurer is found to have contravened provisions of section 40B of the Insurance Act, 1938 with respect to non-compliance of the limits prescribed for expenses of management, said IRDAI. 

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Time for your first Term Plan

Providing financial protection to your family often forms the basis and first step of financial planning. It is in this circumstance that a simple form of insurance called a Term Plan becomes very crucial. A term plan is an insurance tool that offers financial protection in the form of a sum assured to your family members if something unexpected happens. 

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Life insurers to refund premium in a yr old policy in case policyholder commits suicide:IRDAI

In case of non-linked policy, the nominee or beneficiary of the policyholder shall be entitled to at least 80 per cent  of the total premiums paid till the date of death or the surrender value available as on the date of death whichever is higher, provided the policy is in force, said IRDAI  in its revamped life insurance regulations that will be effective from Monday.

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Pakistan examines ways to bolster insurance penetration

Sabzwari said he will:-consider a request by brokerages for minimum commissions, while taking into account the views of all stakeholders after mutual funds objected to similar proposals earlier,
-reduce barriers for startups and small to medium-sized companies to tap capital markets; he targets a few listings this year
make it compulsory for companies to have group life insurance, third-party automobile liability coverage, and occupational health insurance before March.

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