Category:

Life

AIA and Practo joins hands to promote consumer wellness in India

Bill Lisle, AIA Group Regional Chief Executive and Group Chief Distribution Officer, said, “This partnership is the outcome of AIA’s commitment to providing compelling, integrated and personalised propositions to our customers in India. Practo has an outstanding track record as India’s leading digital healthcare platform and we look forward to collaborating to benefit customers of both entities..Our partnership with Practo reflects our commitment to the Indian market and our confidence in its long-term prospects given the combination of strong economic growth, rising incomes and low insurance penetration.”

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U.S.consumer spending presses ahead; declining income poses challenge

The extra unemployment checks are worth about $75 billion per month and accounted for nearly 5% of personal income in June. A staggering 30.2 million Americans were receiving unemployment checks in the week ending July 11. Though government welfare payments have been declining after jumping 110% in April, unemployment benefits increased 8.5% in June.
Consumers socked away $1.3 trillion over the last three months. Savings funded spending last month, pulling the saving rate down to a still-high 19% from 24.2% in May.

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Indian mortality protection gap hits $16.5 trillion in 2019:Swiss Re study

Swiss Re has suggested that Indian life insurers should provide comprehensive rather than pure life products, bundle life cover with other small premium riders, such as accident, medical reimbursement and long-term care, simplify product design for better consumer understanding, sell or distribute simple bundled products through digital channel and use agent for more complex and expensive policies with savings element.

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LIC’s total premium rises by 13% to Rs 3,79 trillion,assets at Rs 31.96 trillion in 2019-20

The corporation has now managed to overcome the negative trends in its performance in the post lockdown period in the current fiscal..
According to the LIC’s officials except in the categry of sales of policies,the corporation has already swung into positive zone in its new premium income and renewals in Jukly .

The LIC’s 90 per cent of offices allover the country are working today.

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InsurTech fundraising rebounds as over $1.5 billion invested in Q2 2020; four more ‘mega-rounds’ completed

At 74, deal count was down 23% from Q1, but many individual rounds were larger as investors continued to turn away from Seed and Angel deals in favour of support for more mature ventures. P&C sector investments predominated, accounting for 68% of funding, but the share of L&H sector investments was up 17 points to 32%, as the pandemic crisis continues to compound the value of technology, and particularly telehealth, in the segment. Also notable was the initial public offering of Lemonade and the acquisition of two incumbent insurance companies by InsurTechs, Hippo and Buckle

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Prudential partners PAI Health to measure physical activity on digital health app,Pulse

PAI Health services will be available to Pulse users across 11 markets in Asia.
Nic Nicandrou, chief executive of Prudential Corporation Asia, said, “It has never been a more important time than now to help people build health resilience and boost immunity by adopting a more active lifestyle. Through Pulse, we are committed to providing leading technology, content and services to help people live healthier lives. We are excited to add PAI Health’s programme to our platform and provide new actionable heart health insights to users, so we can help them live healthy and well, for longer.”

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11 investment bankers in the fray to manage LIC’s mega IPO

These entities include Axis Capital, Citigroup Global Markets, CLSA, Credit Suisse Securities, Deloitte India, Edelweiss Financial Services, IDFC Securities, IIFL Securities, JM Financial, SBI Capital Markets and YES Securities.
LIC’s IPO is expected to be the largest in the domestic capital markets and time line for the IPO is not yet known though Finance Minister Nirmala Sitharaman in her 2020-21 budget speech had announced that the proposed IPO which would contribute majorly in this financial year’s ambitious Rs 2.1-trillion disinvestment target

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IRDAI clarifies norms on transferring and pledging of Indian re/insurers’ shares

Insurance companies has to  immediately inform the IRDAI if any non-compliance is observed with regard to the provisions of the Insurance Act, the regulations and guidelines as enshrined in the existing circulars issued regarding the transfer of shares by the IRDAI…urther, where transactions are executed beyond the stipulated threshold limits by the shareholders, without the prior approval of the IRDAI 

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