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Life

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Insurers have to collect BI policy premiums for 150 years to make up for COVID-19 global losses:Geneva Association  

Among the report’s, prepared by the Geneva Association, main findings are that, encouragingly, health and life risks for a pandemic resembling COVID-19 pose no fundamental insurability challenges.

However P&C insurers have nowhere near the capacity needed to shoulder projected global output losses of more than USD 4 trillion for 2020. By comparison, they collect USD 1.6 trillion in annual premiums, with just USD 30 billion for business interruption policies.

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RBI asks Axis bank to restructure its plans to acquire stakes in Max Life

Under the revised agreements, Axis Bank will acquire upto 9.002 per cent  of the equity share capital of Max Life, and, Axis Capital Limited and Axis Securities Limited will together acquire upto 3.000 per cent of the share capital of Max Life.

In addition, Axis Entities will have a right to acquire an additional stake of upto seven .per cent  of the equity share capital of Max Life, in one or more tranches..

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AIG to separate Life & Retirement business

”Peter S. Zaffino, AIG’s President & Global Chief Operating Officer, and CEO-elect, stated, “Across AIG, we have made significant progress executing on our strategy to deliver value for our clients, distribution partners, shareholders and other stakeholders. Our businesses can be further strengthened by separating Life & Retirement from AIG, which we believe will enable each entity to achieve a more appropriate and sustainable valuation.”

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ICICI Pru Life net profit marginally up at Rs 303 crore in Q2FY 2020-21

“On the back of risk averse behaviour of customers, we saw considerable interest for traditional long-term savings products which grew 45 per cent year-on-year for the quarter. Annuity products too registered a robust growth of 73 per cent year-on-year for the quarter. The unit-linked business has shown a strong sequential improvement with Q2-FY2021 nearly doubling over Q1-FY2021,” MD & CEO N S Kannan said.

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SBI Life net profit more than doubles to Rs 299.7 cr in Jul-Sep

“Based on the evaluation, the company has kept additional reserve amounting to Rs 64.76 crore resulting from COVID-19 pandemic over and above the policy level liabilities. The company will continue to closely monitor any future developments relating to COVID-19 which may have any impact on its business and financial position,” it added.

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LIC IPO may spill over to next fiscal as govt looks at valuation of insurer

Department of Investment and Public Asset Management (DIPAM) Secretary Tuhin Kanta Pandey said the pre-IPO work of LIC is going on at four stages — appointment of advisors for ensuring compliance, legislative amendment, LIC’s internal software changes to come out with its ’embedded value’ and appointing an actuary for vetting LIC’s actuarial valuation.
Pandey said only after the four stages converge, then a decision would be taken on the quantum of government stake to be diluted in LIC.
“We are trying our best to do this fiscal. But this IPO is a big issue and I think it will take time,” Pandey said when asked if the offering would happen this fiscal.

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HDFC Life net profit rises 5.6% to Rs 326.09 cr in Q2 FY2020-21 standalone

“While we remain sensitive about the health impact and loss of lives due to the pandemic and continue to focus on employee, customer and partner safety norms, opening up of the economy has led to a pickup in activity levels on the ground.This has also resulted in a marginal uplift in household income and spends. Insurance as a category has emerged stronger as a vehicle to protect one’s family and realise their long term financial goals,”Vibha Padalkar,managing director and CEO said.

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Pandemic to change Indian insurance sector’s landscape: IndiaFirst Life

“The amount of business that will happen through the protection portfolio will increase by leaps and bounds, and on the savings side people will prefer opting for guaranteed return based products because the minute the guarantee return is not there then you are dependent on the whims and fancies of the market and today because of the uncertainty very-very few people are open to bet on the market,”IndiaFirst Life deputy CEO Rushabh Gandhii said.

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