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Union Budget 2021-22:Sitharaman announces FDI limit hike from 49 % to 74 % in Indian insurance sector, one PSU general insurer will be privatised

Outlining some features of a company with FDI of  74 per cent, Sitharaman said in such insurance companies, 50 per cent of board will be independent directs, and all key person will be Indians.
The management control will be lying with the majority shareholders..
Sitharaman also announced government’s  intention to privitise  one of the state owned insurance companies and listing  of the Life Insurance Corporation.
The government will launch a new federal health scheme with an outlay of around 641 billion Indian rupees ($8.80 billion) over the next six years,

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Budget 2021: Social security benefits to be extended to platform and gig workers, says FM

A portal will be set up to collect info on gig and platform workers, building and construction workers, among others, to provide them with benefits like health, credit (easy financing), food, and others, Sitharaman said in her speech. 

She noted that for the first time Code on Social Security Code 2020 has made provision for universalisation of social security for the entire workforce including gig and platform workers. 

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IRDAI rejects insurance brokers’ demand for life time licenses

IRDAI rejects insurance brokers’ demand for life time licenses

`One of the demands of the brokers was to have their licenses in  perpetuity. We can’t accept it.                                      The current system, where each broker has to renew his license in every three years, is perfectly fine. Even,in some countries, the insurance brokers need to renew their licenses in every two years.’’said Subhash Chandra Khuntia, chairman,IRDA  whiile  addressing the 17th Annual Insurance  Insurance Brokers’ Summit organized by Insurance Brokers Association of India (IBAI)

I

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OUTLOOK 2021: Regulatory challenges abound for U.S. insurers as Biden takes over, pandemic rages

While a major overhaul of insurance regulation has been ruled out, and Biden’s primary insurance-related focus is expected to be on healthcare, experts say life and property-and-casualty insurers will also need to prepare for an increase in regulatory attention from the new administration as it rushes to temper the impact of the COVID-19 pandemic.

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India’s Insurance penetration rises to 3.76%,density at around $78 in 2019-20:Eco Survey

As of 2019, the penetration for life insurance in India is 2.82 per cent, the penetration for non-life insurance is much at 0.94 per cent.

During 2019-20, the gross direct premium of non-lLife insurers was  Rs 1.89 lakh crore, as against  Rs 1.69 lakh crore in 2018-19, registering a growth of 11.45 per cent. Within non-life category, motor and health segments primarily are the main contributors to industry to report this growth.

Life insurance industry recorded a premium income of  Rs 5.73 lakh crore in 2019-20 as against Rs 5.08 lakh crore in the previous financial year, registering a growth of 12.75 per cent.

While renewal premium accounted for 54.75 per cent of the total premium received by the life insurers, new business contributed the remaining 45.25 per cent

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Global insurance industry cross border deals total $5.27bn in Q4 2020

The value marked a decrease of 42.2% over the previous quarter and a rise of 47.2% when compared with the last four-quarter average of $3.58bn.

In terms of number of cross border deals, the sector saw a rise of 47.06% over the last four-quarter average with 25 deals against the average of 17 deals.

In value terms, North America led the activity with cross border deals worth $2bn.

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