Category:

Life

Gibraltar Japan partners with Munich Re to improve underwriting experience for customers

Seigo Nakano, CIO at Gibraltar Life added: “We have seen an enormous change in the Japanese life insurance market in the past 10 years with the majority of large life insurance firms introducing automated underwriting.
Hiroko Izumisawa, Corporate Vice President at Gibraltar also added: “Our partnership with Munich Re, Japan Branch, allowed us to develop a comprehensive underwriting rule-set which covers over 270 risk factors. It enables us to automatically assess 85% of applications while digitally capturing all application data. We’ve been utilizing the underwriting engine for a couple of months, and so far, customers are reacting favorably to the enhanced application process.”

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Delhi govt launches financial assistance scheme for families of Covid victims

”Each family in which a death has occurred due to Covid will be provided an ex gratia of Rs 50,000.”
”We are launching a portal through which such people can apply for financial assistance. Our representatives will also visit such families and get applications filled up,” he added.

The chief minister said such representatives will not reject claims of families in case any document is missing and will only facilitate the process.
There is no income criterion to apply for financial assistance under the scheme.

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Health and Term Insurance Price Index marks a huge jump in Quarter 2

According to the report, there is a drastic shift spotted in the insurance price index of both – Term Insurance & Health Insurance. Both insurance schemes have undergone a major shift in terms of premium prices, age category, etc. in the months of April, May & June 2021.

Unlike Q1 2021, Health Insurance Price Index witnessed a major shift in the 2nd quarter with an increase of 4.87%, marking a surge of insurance premium prices to Rs. 25197 in the index value. The Insurance Price Index of Health Insurance had been constant in the last two quarters i.e. Q4, 2020 and Q1, 2021 at Rs. 24026.

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India records 39,796 new COVID-19 cases, 723 deaths

The case fatality rate stands at 1.32 per cent, the data stated.

The cumulative vaccine doses administered has reached 35.28 crore under the nationwide vaccination drive, the ministry said.
“Eight States viz. Uttar Pradesh, Madhya Pradesh, Rajasthan, Tamil Nadu, Bihar, Gujarat, Karnataka, and Maharashtra have administered more than 50 lakh first dose of COVID-19 Vaccine in the age group 18-44 years”, the release stated. 

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Increase in household debt stress is worrying: SBI report

Household debt — after taking into account retail loans, crop loans and business loans from financial institutions like commercial banks, credit societies, NBFCs and HFCs — has sharply increased to 37.3 per cent of GDP in FY21 from 32.5 per cent of GDP in FY20.

“The decline in bank deposits in FY21 and concomitant increase in health expenditure may result in further increase in household debt to GDP in FY22,” said the report. India’s household debt to GDP ratio is still lower than other countries, though there is need to supplement wage income as a percentage of GDP that has been declining.

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