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Eco/Invest/Demography

IRDA asks general and health insurers to launch exclusive Covid-19 cover by June 15

 Room Rent, Boarding, Nursing Expenses all inclusive as provided by the Hospital / Nursing Home up to 2% of the sum insured subject to maximum of Rs.5000/- per day.
•.Intensive Care Unit (ICU) charges/ Intensive Cardiac Care Unit (ICCU) charges all inclusive as provided by the Hospital / Nursing Home up to 5% of the sum insured subject to maximum of Rs.10,000/-, per day
• Ambulance: Rs 2000/- per Hospitalization.

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As Asia’s tropical storm season arrives, grounded airplanes at risk of damage

Major airports in storm-vulnerable regions such as Hong Kong, Taiwan, Japan, the Philippines, Thailand and India have been effectively turned into giant parking lots as COVID-19 travel restrictions choke demand.

“If you have got those aircraft on the ground, you can imagine to get them back up and running in a short space of time is no easy thing,” said Gary Moran, head of Asia aviation at insurance broker Aon. “The challenge is you can have a typhoon or hurricane coming and there are going to be a lot of aircraft that aren’t going to be able to be moved in time.”

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Mumbai avoids brunt of cyclone that barrels into India’s west coast

Cyclone Nisarga also did not cause any major damage on the southern coast of Gujarat on Wednesday afternoon and evening following landfall near Alibaug in Maharashtra. The Gujarat government had evacuated over 63,700 people from coastal areas of eight districts and 18 teams of National Disaster Response Force (NDRF) and six teams of State Disaster Response Force (SDRF) were deployed for rescue operations.

Flight operations resumed at Mumbai’s Chhatrapati Shivaji Maharaj International Airport. Arrivals and departures were suspended at 2:30 pm due to strong crosswinds induced by Cyclone Nisarga.

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dacadoo and T&D Holdings collaborates for digital insurance in Japan

T&D has positioned the digital insurance business as one of the newly focused business areas in its medium-term management plan “Try & Discover 2021 – Creation of Shared Value –”. Under the digital insurance business strategy, the Group pursues establishing a new customer base by offering products and services through “digital touchpoints” with millennial generation consumers. 

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British watchdog enlists 8 insurers in pandemic test case of Business Interruption cover

“We expect the test case to provide guidance for the interpretation of many other business insurance policies that are not in the representative sample,” the FCA said.

The eight insurers asked to take part in the court case were Lloyd’s of London insurers Hiscox, Arch, Argenta and MS Amlin, as well as RSA, QBE, Zurich and Ecclesiastical, the FCA said in a statement.

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Hurricanes may cause more pain for pandemic-hit insurers

“What we’ve seen over the past couple of years is an increase of (storm) losses from a frequency and severity perspective,” said Susan Fallon, global head of Property at Zurich Insurance Group.

“There’s an expectation we will see increased rates.”

Lloyd’s of London this month forecast more than $100 billion in underwriting losses from the pandemic in 2020, with those losses coming before the hurricane season even gets going.

The specialist insurance market said the pandemic losses were similar in size to the loss year of 2005 – when Hurricane Katrina hit New Orleans – and 2017 – when Hurricanes Harvey, Irma and Maria hit Florida, Puerto Rico and Texas.

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Covid-19 has not changed in terms of transmissibility, severity: WHO expert

WHO Director-General Tedros Adhanom Ghebreyesus warned that the world is “losing its ability” to use critically important antimicrobial medicines.
Speaking at a virtual press conference on Monday, the WHO chief said that the Covid-19 pandemic has led to an increased use of antibiotics, which ultimately will lead to higher bacterial resistance rates, news agency IANS reported.

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Modifications in National Pension Scheme financially untenable Finance Ministry

“In fact, the Asset Under Management (AUM) of the central government (Rs 1.45 trillion) and state government (Rs 2.20 trillion) schemes have been invested through pension funds across the government securities (around 50 per cent), corporate bonds (around 36 per cent) and only around 10 per cent is in equities and rest in money market instruments,” it said, adding that the scheme has provided returns of around 9.5 per cent since inception.

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