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Eco/Invest/Demography

Reduced fear of Covid-19 a reason why less people opting for tests: Experts

“Earlier, there was a lot of panic and even for minor symptoms people were coming to hospitals. But now, they know that if they have minor symptoms, they think they will recover. There is some taboo attached to it. They think that authorities will put up sticker outside their home and their neighbours will come to know,” opined.Manoj Sharma, Senior Consultant, Medicine and Incharge at Medeor Hospital Qutab Institutional Area

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IRDAI asks applications for the 2nd cohort of the Regulatory Sandbox

The window for filing of applications shall open on 15thSeptember, 2020 and close on 14th October, 2020.

The IRDAI has created a Regulatory Sandbox whose objective is to use innovative ideas to foster growth and increase the pace of most innovative companies, in a way that provides flexibility in dealing with regulatory requirements and at the same time focussing on policyholder protection.

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Bajaj Allianz General Insurance launches retail comprehensive cover for pet dogs

The premium for this policy starts from Rs 315 (excluding GST) and varies based on the age, size, gender, covers opted for, plan opted for and sum insured selected. A discount of 5% on premium is provided in case of RFID tagging. Pet dogs are classified into either of Small, Medium, Large or Giant sizes based on the breed of the dog.  The product has two plans, which differ based on specific inclusions and exclusions in each.Medical tests for pet dog is not mandatory even at higher ages subject to waiting period for covering certain diseases.

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India risks decade of stagnation in income, quality of life if GDP doesn’t grow over 8% annually I

On the reforms front, it advocated attention to manufacturing, real estate, agriculture, healthcare, and retail sectors, unlocking land which can reduce prices by up to a fourth, creating “flexible” labour markets, enabling efficient power distribution to reduce tariffs for consumers by over 20 per cent and privatizing 30 top state-run enterprises.

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Global protection gap for mortality, health and natural cat reach a new high of $1.24 trillion:Swiss Re

Globally, mortality resilience declined the most, driven by a widening of the mortality protection gap in the Asia-Pacific region, where China’s protection gap expanded due to rapidly growing household debt

Health resilience was stable despite some deterioration in emerging markets. 

The global health protection gap widened by more than 5% to USD 588 billion.Natural catastrophe resilience was lowest of the three risk areas. Swiss Re Institute expects that health and mortality protection gaps will widen as households grapple with lower incomes, higher healthcare costs and the financial consequences of losing a breadwinner as a result of the pandemic.

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