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Payment Habits: 3 in 4 urban Indians use their payment app for more than payments
More than half (52%) of consumers, who were surveyed, say they...
Changing Life Insurance Market:Race for customer access
James Finucane, Head of Life & Health Economic Research at...
Global Data Centre Boom: Emerging risks becoming more pronounced
For the insurance market, this convergence of physical and digital risk presents challenges around aggregation clauses and the boundaries between cyber, property and war cover. Addressing these exposures will require rigorous cyber-physical risk assessment and greater...
BRICS Climate Agenda: Focus on Global South as India pushes for sustainable future
While energy transition focuses on reducing future emissions, climate adaptation is becoming increasingly important for countries already dealing with climate-related risks. As India prepares to host the 18th BRICS Summit, climate action is emerging as an important...
LIC at 70: Seven Decades of Trust, Protection and Progress
As LIC enters its eighth decade, it stands at the intersection of tradition and transformation. Armed with a robust digital infrastructure, a diversified product suite, unmatched financial might, a strong army of dedicated agents, distribution partners, employees and...
MGA Framework: A new building block for GIFT City’s global insurance ambition
Going forward, the IFSCA should consider developing a separate regulatory framework for reinsurance MGAs, with distinct eligibility, capital adequacy, and business arrangement norms. More detailed guidance on fit-and-proper standards — particularly for principal...
India’s Retirement Challenge: Plan Earlier, Prepare Better
The retirement conversation in India should therefore evolve from “How much is enough at retirement?” to “How early can households build resilience for a longer life?” Early retirement planning is becoming a practical foundation for independence, dignity, and...
Insuring India’s New Economy: Data Centres, Warehouses and Logistics Parks
Insurers see huge growth potential, but these sectors bring serious risk complexities as well. Underwriters can no longer rely solely on standard construction, occupancy, fire protection and natural disaster exposure. They must look much closer at operational...
AI and Life Insurance: The next frontier for India
AI can help make life insurance more personalised, relevant and transparent for customers, while simultaneously revolutionising product development, distribution and operational efficiency for insurers. Gyanendra Singh, Chief Technology Officer, Aviva India India...
India’s Junk Food Label Battle: Big food fights back
``The threat that warning labels pose to profits means the industry is incentivized "to hold out for as long as possible, not informing the Indian public about the healthiness of the foods that they're selling.Lobbying by interest groups has "almost paralyzed"...
From Salary to Security:Evolving Employee protection in India
For employers, employee benefits should not be treated merely as an annual renewal exercise. For employees, understanding their benefits should become as important as understanding their salary. And for insurance brokers, it means moving beyond policy placement...
Retirement Planning:Achieving financial freedom
Retirement planning is about far more than simply building a corpus for the future. It requires a holistic approach to navigating life’s key milestones along the way, whether funding a child’s education, creating memorable family experiences, or enhancing one’s...