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PM to launch Modicare nationwide from Jharkhand, National Insurance bags state’s hybrid account

Jharkhand has opted for a hybrid account where National Insurance will provide cover for Rs 1 lakh while the rest will be managed by the state government. NIC has signed MoU with the Government of Jharkhand to extend health insurance to 57 lakh families for a total premium of Rs 535 crores. The PSU general insurer is charging an annual premium  of Rs 900/- per family in the state..

Lloyd’s returns to profit for the first half of 2018

Lloyd’s Chief Executive, Inga Beale, said: “These results and return to profit demonstrate the strength of the Lloyd’s market following one of the costliest years for natural catastrophes in the past decade. Whilst these results are welcome, Lloyd’s continues to concentrate on improving the Lloyd’s market’s long-term performance by taking action to address underperforming areas of the market.

Compulsory personal accident cover hiked to Rs 15 lakh, premium rises to Rs 750

Earlier while giving verdict while disposing a  MACT(Motor Accident Claims Tribunal)  case in Oct 2017, the Madras High Court had asked the IRDAI to enhance the CPA  cover from the existing Rs 1 lakh to at least not less than Rs.15 lakh so that the amount of will add to  some succor or solace to the victims of road accidents, who are the owner of the vehicle, who may incidentally sustain bodily injury or death

 

Risky Business-Insurers Face Shifting Landscape   

While providing cover for risks is the core to the business of insurance, insurers themselves are not immune to risks. In fact, insurers are exposed to a number of financial and non-financial risks. The very nature of their business exposes general insurers to multiple types of risks like insurance risk, asset (market and credit) risk, cyber security and operational risks; which they must deal with an ongoing basis

Reliance General Insurance IPO in FY19

The company’s executive director, Anmol Ambani, said Reliance Health Insurance is going to be launched in this quarter.
He further said the company is looking at identifying key emerging business areas within the financial services and financial technology space.