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IRDA proposes changes in product designs of life and pension products

Minimum death benefit has been made 7 times for regular premium products and 1.25 times for single premium products for all ages,.Non-linked policies to acquire guaranteed surrender value after 2 years, Revival period extended to 5 years from the current 2 years in respect of non-linked products,In respect of pension products, option for commutation up to 60 pension  allowed,

AIR Worldwide Develops Probabilistic Model for Global Cyber Risks

“Many insurers are challenged to understand how often various types of cyber incidents can occur and how they can affect the performance of their book. As a result, decisions on product development, underwriting, portfolio optimization, and capital allocation tend to be made with limited data, and too much weight is often put on intuition or broad assumptions. This is where probabilistic modeling can help the industry better manage cyber risk globally,” said Prashant Pai, vice president of cyber offerings at Verisk, the parent company of AIR Worldwide

Kerala floods: UN report says Rs 310 billion needed to rebuild state

The highest amount would be needed for the reconstruction of roads and transportation (Rs 100.46 billion), followed by housing (Rs 54.43 billion), agriculture, fisheries and livestock (Rs 44.98 billion), employment and livelihood (Rs 38.96 billion), other infrastructure (Rs 24.46 billion), irrigation (Rs 14.83 billion) and water and sanitation (Rs 13.31 billion). 

Munich Re America Partners with BriteCore to Offer Personal Inland Flood Coverage in the U.S. to Insurance Carriers

“Many people don’t realize that their homeowners insurance policy typically excludes flood damage. If the property is located outside of a Special Flood Hazard Area (SFHA) or 100 year flood plain, flood risk may not even be top-of-mind for many people,” said Sanjay Mehrotra, Strategic Product Operations Manager, Munich Re America. “Partnering with BriteCore, we’ve made it easy for insurance carriers to offer a personal lines flood endorsement to their customers.”