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Banking & Bancassurance

Fintech the way forward for Indian banking, payment system: SBI MD

Giving the example of SBI, he said, 91 per cent of jobs are being done digitally now, which was unthinkable 35 years ago.

“We believe that this 91 per cent will become 100 per cent. For a bank like State Bank of India, and other banks obviously, everything is going to move digitally. There is no doubt about that. Penetration of smartphones is also going to increase,” he said at a virtual conference organised by the Confederation of Indian Industry (CII).
Going forward, he said, branches are going to become nothing but distribution points like what has happened in Europe and other places

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Bank accounts opened under Jan Dhan Yojana crosses 40-crore mark

In view of the runaway success of the scheme, the government in 2018 enhanced the accident insurance cover to ₹2 lakh, from ₹1 lakh for new accounts opened after August 28, 2018.

Besides, the overdraft limit facility was also doubled to ₹10,000.

The government also shifted the focus on accounts from “every household” to “every unbanked adult”.

Over 50 per cent of the Jan Dhan account holders are women and the government as part of Pradhan Mantri Garib Kalyan Yojana remited ₹1,500 per account in three equal monthly installments to support the poor during the COVID-19 crisis.

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Facebook’s WhatsApp to partner with more Indian banks in financial inclusion push

WhatsApp will also expand pilot projects with banking and other partners to cover financial services such as pensions and insurance.

“Our collective aim over the next two to three years should be to help low-wage workers and the unorganised, informal economy easily accesses three products – insurance, micro-credit and pensions,” Abhijit Bose, WhatsApp’s India head told a fin-tech summit

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SBI Gen Insurance appoints PC Kandpal as MD & CEO

Kandpal,DMD SBI,is a seasoned banker and has more than 33 years of experience with SBI.His stint at SBI involves experience in both retail and international banking, human resource, technology and learning and development. He also had a stint in SBI Mutual Fund as the Chief Operating Officer

Pushan Mahapatra,the former MD & CEO has been appointed as Director-Strategic Investments & Digital Initiatives and continues to be Whole Time Director, SBI General Insurance.

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