The department has recommended reforms in areas including starting a business, urban local body services, land record enabler, property registration, obtaining approval for construction, paying taxes, and paperless courts and law and order.

“Those insurance companies which fail to clear claims of farmers for crop loss within two months, will have to repay with 12 per cent interest,” Union Agriculture Minister Radha Mohan Singh said. 10 crore farmers in the country have taken the cover of the PMFBY and five crore of them availed insurance benefits so far.